Archive for the 'Just Bloggin'' Category

Brain Dump

I recieved a parking ticket this week.  A $60 parking ticket.  For what?  Well the violation on the ticket says I was not parked “within” a space.  *blink*  Let me get this straight.  City does not remove snow from the parking lot – FIVE days after the last snow fall.  Driver parks in said parking lot with hundreds of other drivers, despite the unremoved snow.  City issues ticket to driver for not parking “within” a space that wasn’t 100% visible DUE TO UNREMOVED SNOW.  Hmm, is that the new local government revenue strategy?

Aunt Flow is visiting and she’s being extra mean to me today.  I’m bloated, cramping, lower back hurts, and legs feel like noodles.  I think she’s trying to make up for last month because I didn’t even notice her presence.  I figured with my new fitness routine, my body was changing so we’d develop a new relationship.  Not so. This month, she’s back with a vengeance. *sigh*

Somehow, someway, I found the strength to complete Wk 7 D2 of C25K last night.  I felt like crap and I had to push 95% my maximum heart rate, but I did it.  I ran 25 minutes and my total distance was 2.17 miles including the warm up and cool down.

On Twitter, a few people were trying to convince me that I could run a 5k in June.  Mentally and physically, I don’t think I’ll be ready until the Fall.  But they gave me lots of flack and said things like “running 3.1 miles is nothing,” and “you can do it if you really wanted to,” and other phrases that implied running a 5k is an easy feat and I should be able to do it by June.  I laughed and said “what would you think if I said, you should be able to save $5k by June, saving money is easy.”  At that point, most of them conceded but two took me up on it.  Then it turned into a friendly challenge: if 5 (non-PF) bloggers would be willing to save $5k by June 1st, I’ll run the Susan G Komen 5k Race for the Cure on June 5th.  Fair enough right?  I need 3 more takers.

As a result of that conversation, one of my Tweeps gave me a brilliant idea.  Sometime in the future, I’m going to write a post titled “Broke to $5k.”  It will be a savings plan, similar to the Couch to 5k Running Plan, that will guide you from being broke to having $5k in savings within xx amount of time.  I need to think about the concept a little more and start jotting down ideas.

Although I’m still eating healthy and exercising, I don’t feel so good.  I am not bursting with energy like most people claim.  When I get home from work, I’m still exhausted as usual.  I am not getting quality sleep like most people claim.  I find myself waking up several times in the middle of the night.  I’m happy with my lifestyle changes, but I just wonder why my body doesn’t feel strong, energetic, and rested like other people who eat healthy and exercise.  Maybe Aunt Flow is clouding my judgment. I don’t know.

I have a suit that I hadn’t be able to wear in over a year.  When I bought it, I had it perfectly tailored to fit every curve of my body.  However, as the months progressed, it was getting too tight in the waste and thighs, very noticeable when I was sitting.  And the jack was getting a little too snug, didn’t pass the “spread my back” test.  So I had it dry cleaned and it sat in the closet on a pretty wooden hanger all by its lonesome.  Well guess what?  I pulled it out yesterday just for kicks and it fit!  I wore it to work for the first time in over a year AND I had to wear a belt because the waste was too loose.  And get this, the belt is almost too big so I had to wear it on the LAST hole.  Imagine that.

Spring Break is just around the corner and I haven’t finalized our vacation plans yet.  I’m finding lots of deals – 4 night Western Caribbean Cruise for $850 (w/o flights) or 4 nights in Puerto Rico at a 4.5 star resort for $1123 (w/ flights) – great prices for the two of us, but flight options are iffy.  I’m going to decide on a destination this weekend and book our flights on Tuesday or Wednesday.  Next month, I plan to be laying out on somebody’s island.

What’s been going on in your world?

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What’s In My Purse

MyBag

Initiated by Well-Heeled via a contest that I missed and further inspired by Fabulously Broke, I’ve decided to share the contents of my suitcase…I mean…my purse.

First of all, the lovely black and white, zebra print, faux fur and leather purse was a birthday present from my BabyGirl a few years ago.  This is a perfect winter bag for me because it is so soft, shapeless, and versatile.  It’s big enough to hold everything but the kitchen sink and the dual braided handles make it easy to carry on your arm or shoulder.

As for the contents of the bag, let’s see…from left to right:

SO FRESH & SO CLEAN

Hand sanitizer

Suave hand lotion

Rx for Brown Skin facial moisturizer

Dove face cloths

Shout Wipe & Go cloths

Wet Ones hand & face wipes for sensitive skin

Glad sandwich baggy with paper towels and kleenex

FEMININE PRODUCTS

Colorful pouch that holds:

  • pads
  • tampons
  • panty liners
  • extra underwear – don’t ask
  • feminine wipes
  • condoms – don’t judge me! LOL

Birth control pills

Meds including:

  • Generic Aleve – naproxen for pain
  • Generic Benadryl – antihistamine for allergies
  • Dramamine – for nausea
  • Vitron C – daily iron vitamins

FOOD

Candy

Gum

(not seen) Weekday snacks – such as cheese sticks, granola bars, fruit, etc.

COSMETICS

Cosmetic bag – not always in purse – that holds:

  • mascara – Cover Girl
  • foundation – MAC
  • blush – MAC
  • eye shadow – MAC
  • eye liner
  • application brushes

Compact mirror

Lipgloss – MAC Oversexed

Wide tooth comb

Hair tie

Safety pin – miraculously comes in handy

ELECTRONICS

Blackberry and its holding case

Bluetooth

(not seen) Cell Phone – used as camera to take this pic, also an mp3 player

MY LIFELINE

AK Glasses

(not seen) AK hard case for glasses

Small notebook – bad memory, need to jot down notes throughout the day

Small calculator – always come in handy

Cross Ballpoint Pen – my favorite pen and gift from Mr. iCandy

Checkbook – rarely used, but I love USAA!

Black leather Etienne Aigner wallet – gift from grandma (RIP) over 10 yrs ago – that holds:

  • Driver’s license
  • USAA credit card
  • American Express credit card
  • USAA debit/ATM card
  • Health/Dental cards for me and BabyGirl
  • Voter registration card
  • Car registration – I keep this in my purse instead of my car because I’m paranoid that if someone steals my car, they will know where I live.
  • Proof of insurance card
  • GEICO roadside assistance card
  • Library card
  • Money – less than $10 and change, if any
  • Receipts

Key chain that holds:

  • keys for car, PO Box, house, mama’s house, apartment, and office
  • store savings cards
  • pics of BabyGirl
  • castle key to access security gate at home
  • thumb drive

Lanyard that holds:

  • work badge
  • security card to access building at work after hours
  • smart trip card for metro

Small umbrella

Note: I change bags often.  Therefore, not all items listed above survive every switcheroo.  But you can’t tell me I’m not prepared.  If you need something, holla at ya girl! I got you! LOL

What’s in YOUR purse?  If you have a blog, let’s see pics!

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Random Fabulous Financials

My mortgage company approved my request to delete escrow, so now I can pay my own property taxes and hazard insurance.  BUT – my first tax bill was due on December 1st and I just found out yesterday.  Not off to a great start, huh?  I have until December 31st to pay without penalties or interest. Whew!

Over the course of 2009, my financial software tells me that (on average) I spend the following every month:

  • $2,000 on bills – expected
  • $2,400 in savings – nice
  • $700 on personal & entertainment – I should cut back but I know I won’t
  • $135 on gifts – one gift for my mama increased the ‘real’ average

None of this surprises me. My financial life is so predictable.

I failed my cash only experiment.  I’m connected to Amex and USAA at the hip.  I may have to be really desperate before I give up my credit cards.

After 3 months of indoctrination, I think I like my new job.  I can see myself working here for a very long time.

My Christmas shopping is almost done.  I just need two more things – something Dora or Tinkerbell and a F21 gift card.

BabyGirl said she didn’t want anything for Christmas.  Ha, yea right!

An office holiday party that cost $50 for lunch during office hours and with a cash bar.  Are you serious?

Some elite schools are replacing all loans with grants in financial aid packages for undergraduate students, regardless of income.  If we get into school #2 (my preferred #1 choice), my worries may be ova!

What random financials are on your mind today?

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Blogging on Cruise Control

I’m sorry for staying away so long…again. Maintaining this blog has become a chore, so I’ve decided to relieve the pressure on myself and just update whenever the mood strikes me.

Cool?  Cool!

Maaan, guess WHAT?  My mother AND father sent me a friend request on Facebook.  *dead* Then I found out they were friends with each other! *side eye*  I was going to quit the whole internet until I learned how to limit what they can see.  Sorry mom!

Money, money, money, muuuu-nay!

I spent the last $600 of my FSA on two people: Eye Dr and Dentist.  Leeches!

I feel compelled to give more during this holiday season but I don’t want to do anything in vain.  I’ve been praying for God to use me however He sees fit.

My finances are boring.  Everything is on auto pilot, I’m adjusting to my new forced spending plan, and all is well.

Do you think you earn enough? If not, what is your ideal salary?

My Spawn

BabyGirl went to the Homecoming Dance last weekend.  Her outfit? *roll my eyes* Can you say a poofy 60s style dress, fishnet tights, and pink Converse?  Yes, my child is special.

We saw Chris Rock’s movie “Good Hair” and now she wants to go au na-tu-ral. *blink* Hmm…we’ll see how long that lasts.

Psst…college apps will be mailed in two weeks. *proud mama grin*

By the way, I need someone to come teach her how to drive! Any volunteers?  I only have one reserve nerve left and my car is begging for mercy.  My state requires a parent/guardian to drive with their teen for 40 hrs (and certify under penalty of perjury) before they can become licensed.  Jesus be a steering wheel!

Who taught you how to drive?

Life Is…

What you make of it.  There are many things I could be sad and depressed about.  Let me tell ya, I have been going through some thangs!  But fugg it, I choose to be happy.

I read a quote that resonated with me because it’s something I could have written myself. “Either you DO or DO NOT, there is no such thing as TRY.” I can dig it!

I look forward to seeing my fam on Thanksgiving, but I heard through the family grapevine (it extends hundreds of miles across state lines) that Ma Dukes said she wasn’t cooking.  *no air*

Going to see Michael Jackson’s movie “This Is It” on Sunday.  I’m a fan for life!

I am obsessed with the TV show House.  I found a website that has an embedded video of every episode.  One rainy weekend, I went all the way back to the pilot and watched every one up to the current season 6.

I need clothes, but I don’t feel like shopping. *feeling my forehead for a fever*  Yep, something’s definitely wrong!

My birthday SEASON begins in 35 days – yes I’m counting – then it will be all about ME for an entire month.  How wonderful is THAT? LOL!

A few of my planned activities include a cooking class, mountain climbing, and wine tasting with 3 separate groups of friends.  A full day with just me, myself, and I to reflect on the past year and be pampered.  And hopefully, a trip with BG to somewhere that has blue water & white sand.

How did you celebrate your last birthday?

Until next time…Single Ma Out!

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Drive By Blogging

bad blogger

I had a GRANDE time in the Bahamas.  Several days of pure bliss for less than $500, including airfare and daily expenses.  Thanks Travel Zoo!

Congrats to President Obama for winning the 2009 Nobel Peace Prize!

BabyGirl is taking the SAT again this Saturday.  She’s spent the past month prepping and working on her college essays.  In less than a year, my BabyGirl will become known as CollegeGirl. Eeek!  I’m slowly coming to terms with having an empty nest soon.

So far, I’ve spent $641.38 in senior year expenses.  Before the year is over, I estimate another $1,000, approximately.

Conversation with BabyGirl:

[after listening to her complain all. day. long...about nothing]

Single Ma: What is wrong with you today? You are always complaining about something?

BabyGirl: Mom, I’m a teenager. That’s what we do.

SM: I don’t like teenagers.

BG: I don’t like adults.

SM: *extra loud sigh*

BG: Mom, you sound like a teenager.

[we both smiled]

A milestone birthday is upon me and I’m going to celebrate my birthday “season” for an entire month.  I will kick off the month with a spa retreat weekend and end it with a tropical vacation.

As of October 2009, I’ve exceeded my annual net worth goal of $200,000.  Yay! I won’t celebrate until it holds steady for a few months.

My car needs new brakes and rotors (goodbye $400) and a new battery (goodbye $100).  I’ve owned my car for 6 years and neither has ever been replaced.  Although $500+ is a big pill to swallow in terms of regular car maintenance when nothing is wrong with the car, it’s a drop in the bucket when I think of a car payment for 4+ years.

I get excited when I receive my Social Security statement in the mail.  Not that I expect to receive social security upon retirement, but I like to get it because it tells the financial story of my life and shows how far I’ve come.  And bay-bay, have I come a looooong way.  Lord, I thank YOU!

My tenant is all settled into her new place and she loves it.  She stayed in her last place for 7 years.  I hope she stays put for that long again – or at least long enough for the market to rebound so I can sell the money pit.

The new gig is ok and that’s all I’m going to say about that.  But the new paycheck is luv-lee.

This is my most favorite time of the year!  I can’t wait to see my family next month.  I need my annual dose of crazy and deranged.  The dysfunction makes me feel complete.

So how’s life treating you?  Ready for the holidays?

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