Comments on: The Real Problem With Credit Cards

By: aly

aly — Fri, 03 Jul 2009 20:30:58 +0000

If EVERYONE stopped using credit – or even used it “wisely” as the article suggests, there would be no United States. Seriously, no credit, no country. It almost happened and we’re still on the edge. I think the issue is deeper than folks not using their credit cards properly. Heck the U.S just “created” money to get themselves out of debt and in the beginning had NO folks to secure the debt (other countries). Ummmm . . . off topic, sorry.

By: Sistah Ant

Sistah Ant — Tue, 30 Jun 2009 00:56:54 +0000

I am so tempted to use my credit cards more and more. I’m so proud of my zero balances from month to month. But I want some stuff. I’m opposed to charging something I can’t pay back, but still, even being as responsible as I am, I’m afraid of my cards now.

By: Go

Go — Sat, 27 Jun 2009 13:31:26 +0000

I keep forgetting your comment button is above the text in the post.UGH I look around at least a minute before I find it. LOL

Yeah I agree! Credit Card problems normally = user error!

Sincerely,

By: Abigail

Abigail — Sat, 27 Jun 2009 07:00:59 +0000

Thank you for saying it! I get so tired of hearing people bitch about credit card companies’ sneaky tactics.

Yes, they’re out to get your money. And they can be pretty damned sneaky about it. But we should all know that when we get credit cards. So why do people still rack up debt?

There are, of course, cases where it’s unavoidable. I’ve been in them several times, thanks to medical problems. But perhaps that is why it’s especially frustrating to hear people complain about how credit card companies are so sneaky, as though that were the only reason they got into debt. Certainly, it wasn’t the idea — the one so many people wholeheartedly embraced — that they can buy whatever they want, whenever they want.

Yeesh, I’m especially bitter today. I think I better go take in some sugar to lighten the heck up! Thanks for letting me rant, though.

By: 40k

40k — Fri, 26 Jun 2009 18:37:44 +0000

I just received a notice in the mail from Chase. The minimum finance charge will be 1.50 I think even if you use the card then pay it off before the end of the month. I guess they are changing tactics to get at those that are financially responsible too.

If I were a Chase customer, I’d never use their card again. Responsible people have options. [-SM]