Vanguard, I’m Coming Baby!
Last week, I finally committed to opening a Vanguard account by the end of December. I was going to consider it a little Christmas present to myself, but due to recent events, it looks like I’m going to get my wish early. Since adding the goal meter, the following has occurred:
- I mentally reallocated ~$2k from my RE fund to my Vanguard fund. If needed, I have $20k in a real emergency fund, so I can always re-build the RE fund later.
- Interest earned and credited to my account.
- On payday, I decided to tighten the bootstraps for the month. When I’m focused on a goal, I don’t have time to be messing around. No salon visits, no spa visits, no wine, no shopping, no hanging out, nothing. I transferred $600, leaving only a few hundred to go. At this point, I knew I’d reach my goal faster. I was betting on November.
- A few days later, I verified that all bills due in October were scheduled via online billpay, all important expenses could be paid with cash on hand, and there would be another payday between now and the first when bills are due again. I transferred another $600.
Bingo! This last move gave me exactly what I needed: $3,448.81 to be exact. To buy the fund I want, I need a minimum $3,000 to start. Now all I have to do is wait for the transfers to clear, then I will open my official non-retirement investment account by the end of this week. Fabulous!
~*~*~*~*~*~Work to achieve, not to acquire.
And always, BE FABULOUS!
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Congratulations! I’m right behind you… sometime next year -LOL! Anyway, don’t you just love when you meet a goal? And early!
Yes, it’s such a wonderful feeling! [-SM]
Woohoo!!! Too bad you didn’t get in last week when prices were very low
From a larger perspective, compared to previous years (not weeks or days), the market is still historically low so I’m good. [-SM]
Congrats!!! I am so excited for you. I have been reading you blog for the past 2 years and it has really inspired me. I can’t wait until I can open a non investment account. First I have to max out my roth and get my emergency fund up!
Baby steps. Last year this time, my primary focus was debt reduction. You’ll get there. [-SM]
I love Vanguard.. one customer rep that I spoke to commended me on starting my retirement savings early. I think they just got a lifetime customer. Heehee.