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	<title>Comments on: My Dear John to HSBC</title>
	<atom:link href="http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html/feed" rel="self" type="application/rss+xml" />
	<link>http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html</link>
	<description>The journey of a fabulous single mom pursuing financial independence</description>
	<pubDate>Fri, 21 Nov 2008 06:55:29 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.6</generator>
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		<title>By: Fabulous Financials v2.0 &#187; Top 5 Fab Picks of the Week - Remixed</title>
		<link>http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-8422</link>
		<dc:creator>Fabulous Financials v2.0 &#187; Top 5 Fab Picks of the Week - Remixed</dc:creator>
		<pubDate>Sat, 09 Feb 2008 23:00:59 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-8422</guid>
		<description>[...] Single Ma&#8217;s Fabulous Remix: My Dear John Letter to HSBC  [...]</description>
		<content:encoded><![CDATA[<p>[...] Single Ma&#8217;s Fabulous Remix: My Dear John Letter to HSBC  [...]</p>
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	<item>
		<title>By: shiny</title>
		<link>http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-8253</link>
		<dc:creator>shiny</dc:creator>
		<pubDate>Fri, 08 Feb 2008 08:58:43 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-8253</guid>
		<description>can you pls pls pretty pls send this to them?? and post their response?? ha! love it xx</description>
		<content:encoded><![CDATA[<p>can you pls pls pretty pls send this to them?? and post their response?? ha! love it xx</p>
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		<title>By: Fabulous Financials v2.0 &#187; 7.00% APY Certificate of Deposit</title>
		<link>http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-8203</link>
		<dc:creator>Fabulous Financials v2.0 &#187; 7.00% APY Certificate of Deposit</dc:creator>
		<pubDate>Thu, 07 Feb 2008 23:44:26 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-8203</guid>
		<description>[...] of this new found love, I officially broke up with HSBC today.  It was hard to say goodbye, but now that $12,000 of my emergency fund will be earning [...]</description>
		<content:encoded><![CDATA[<p>[...] of this new found love, I officially broke up with HSBC today.  It was hard to say goodbye, but now that $12,000 of my emergency fund will be earning [...]</p>
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		<title>By: Smart Spending</title>
		<link>http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-8073</link>
		<dc:creator>Smart Spending</dc:creator>
		<pubDate>Thu, 07 Feb 2008 02:06:42 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-8073</guid>
		<description>&lt;strong&gt;Interest rate falling? She ends the love affair...&lt;/strong&gt;

Single Ma at Fabulous Financials apparently took it as a personal slight when her bank informed her in a letter that -- due to rate cuts by the Federal Reserve -- her online savings account was, so to speak, losing interest. So Single Ma responded with...</description>
		<content:encoded><![CDATA[<p><strong>Interest rate falling? She ends the love affair&#8230;</strong></p>
<p>Single Ma at Fabulous Financials apparently took it as a personal slight when her bank informed her in a letter that &#8212; due to rate cuts by the Federal Reserve &#8212; her online savings account was, so to speak, losing interest. So Single Ma responded with&#8230;</p>
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	<item>
		<title>By: Clever Dude</title>
		<link>http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-8049</link>
		<dc:creator>Clever Dude</dc:creator>
		<pubDate>Wed, 06 Feb 2008 23:49:06 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-8049</guid>
		<description>I guess I'll cancel my HSBC account too. That'll be HSBC, Citibank and Emigrant Direct all canceled in a month. I had a combined $132 between all three accounts, so they won't miss my money. HSBC was the biggest interest payment from all my bank accounts last year though, but I moved my money to BoA late in the year out of convenience.

I'll be keeping ING Direct though. I've earned a good bit of referral money from them, so they can stay.</description>
		<content:encoded><![CDATA[<p>I guess I&#8217;ll cancel my HSBC account too. That&#8217;ll be HSBC, Citibank and Emigrant Direct all canceled in a month. I had a combined $132 between all three accounts, so they won&#8217;t miss my money. HSBC was the biggest interest payment from all my bank accounts last year though, but I moved my money to BoA late in the year out of convenience.</p>
<p>I&#8217;ll be keeping ING Direct though. I&#8217;ve earned a good bit of referral money from them, so they can stay.</p>
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		<title>By: TheAntiHairSlave</title>
		<link>http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-8015</link>
		<dc:creator>TheAntiHairSlave</dc:creator>
		<pubDate>Wed, 06 Feb 2008 17:40:04 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-8015</guid>
		<description>Great letter....ING is doing the same thing except you don't even get a letter! Bastards!</description>
		<content:encoded><![CDATA[<p>Great letter&#8230;.ING is doing the same thing except you don&#8217;t even get a letter! Bastards!</p>
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		<title>By: tiredofbeingbroke</title>
		<link>http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-7991</link>
		<dc:creator>tiredofbeingbroke</dc:creator>
		<pubDate>Wed, 06 Feb 2008 00:00:32 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-7991</guid>
		<description>I guess HSBC must not know bout you single ma. You can get another one in a minute. LMAO...this response to HSBC written like only single ma can.</description>
		<content:encoded><![CDATA[<p>I guess HSBC must not know bout you single ma. You can get another one in a minute. LMAO&#8230;this response to HSBC written like only single ma can.</p>
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		<title>By: SingleGuyMoney</title>
		<link>http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-7990</link>
		<dc:creator>SingleGuyMoney</dc:creator>
		<pubDate>Tue, 05 Feb 2008 23:13:13 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-7990</guid>
		<description>You crack me up Single Ma!!! I'm sorry to hear about the breakup but I am glad you found someone so quickly.</description>
		<content:encoded><![CDATA[<p>You crack me up Single Ma!!! I&#8217;m sorry to hear about the breakup but I am glad you found someone so quickly.</p>
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		<title>By: Debbie M</title>
		<link>http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-7989</link>
		<dc:creator>Debbie M</dc:creator>
		<pubDate>Tue, 05 Feb 2008 22:10:15 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-7989</guid>
		<description>That's funny.  I've been feeling almost the same way about my online savings account.  Only my bank's washed out horse is their fabulous service.  I just "adjusted" the location of my deposits from ING Direct (still paying less than HSBC) to Emigrant Direct (just lowered to 4.05%, so still paying more than HSBC).

You've made a nice catch.  I'm trying to stay liquid right now because I'm also switching checking accounts (my old one had my social security number as the account number, which I loved because I could remember it, but which sadly is also very stupid, so I am finally getting rid of it).  So I'm in that phase where I've requested that all my automated stuff be switched over, but I don't quite know when the move will happen for each thing.</description>
		<content:encoded><![CDATA[<p>That&#8217;s funny.  I&#8217;ve been feeling almost the same way about my online savings account.  Only my bank&#8217;s washed out horse is their fabulous service.  I just &#8220;adjusted&#8221; the location of my deposits from ING Direct (still paying less than HSBC) to Emigrant Direct (just lowered to 4.05%, so still paying more than HSBC).</p>
<p>You&#8217;ve made a nice catch.  I&#8217;m trying to stay liquid right now because I&#8217;m also switching checking accounts (my old one had my social security number as the account number, which I loved because I could remember it, but which sadly is also very stupid, so I am finally getting rid of it).  So I&#8217;m in that phase where I&#8217;ve requested that all my automated stuff be switched over, but I don&#8217;t quite know when the move will happen for each thing.</p>
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		<title>By: CFA Level 1</title>
		<link>http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-7986</link>
		<dc:creator>CFA Level 1</dc:creator>
		<pubDate>Tue, 05 Feb 2008 17:47:30 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2008/02/more-rate-drops-and-my-dear-john-to-hsbc.html#comment-7986</guid>
		<description>This is a funny post in a serious sorta way. Thanks for sharing this.Lol</description>
		<content:encoded><![CDATA[<p>This is a funny post in a serious sorta way. Thanks for sharing this.Lol</p>
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