Comments on: My Emergency Fund Saves Me Money Too http://fabulousfinancials.com/2007/12/my-emergency-fund-saves-me-money-too.html The journey of a fabulous single mom pursuing financial independence Fri, 21 Nov 2008 05:03:20 +0000 http://wordpress.org/?v=2.6 By: Moneymonk http://fabulousfinancials.com/2007/12/my-emergency-fund-saves-me-money-too.html#comment-6769 Moneymonk Wed, 05 Dec 2007 17:52:00 +0000 http://fabulousfinancials.com/2007/12/04/my-emergency-fund-saves-me-money-too.html#comment-6769 Single ma, Im just joking with you...you should know me by now!! Single ma, Im just joking with you…you should know me by now!!

]]> By: Like2save http://fabulousfinancials.com/2007/12/my-emergency-fund-saves-me-money-too.html#comment-6762 Like2save Wed, 05 Dec 2007 02:51:00 +0000 http://fabulousfinancials.com/2007/12/04/my-emergency-fund-saves-me-money-too.html#comment-6762 I really liked your suggestion on how to save on my monthly premiums, and I think that it does make a lot of sense especially if you consider yourself I careful driver. <br/><br/>I also noticed that you talk about how to cut other bills. I recently set out to cut my cellphone bill and found this great service at www.myvalidas.com that does just that. I saved over $40 a month and got a clear view of what I am spending money on. I really liked your suggestion on how to save on my monthly premiums, and I think that it does make a lot of sense especially if you consider yourself I careful driver.

I also noticed that you talk about how to cut other bills. I recently set out to cut my cellphone bill and found this great service at http://www.myvalidas.com that does just that. I saved over $40 a month and got a clear view of what I am spending money on.

]]> By: nofearingthemoney http://fabulousfinancials.com/2007/12/my-emergency-fund-saves-me-money-too.html#comment-6761 nofearingthemoney Wed, 05 Dec 2007 01:41:00 +0000 http://fabulousfinancials.com/2007/12/04/my-emergency-fund-saves-me-money-too.html#comment-6761 I luv you, Single Ma.<br/><br/>You have articulated something I have known/practiced for years, but did not think of explicitly in these terms. Essentially the deductible is a statement of self-insurance (of your car, your house, other possessions and/or your health). An emergency fund can allow for more self-insurance freeing up cash for other investments. I luv you, Single Ma.

You have articulated something I have known/practiced for years, but did not think of explicitly in these terms. Essentially the deductible is a statement of self-insurance (of your car, your house, other possessions and/or your health). An emergency fund can allow for more self-insurance freeing up cash for other investments.

]]> By: D.C. 2 http://fabulousfinancials.com/2007/12/my-emergency-fund-saves-me-money-too.html#comment-6758 D.C. 2 Wed, 05 Dec 2007 00:29:00 +0000 http://fabulousfinancials.com/2007/12/04/my-emergency-fund-saves-me-money-too.html#comment-6758 Single Ma,<br/><br/>Recently had a similar situation with Geico. I forgot to notify them that I moved and they got the post office notice. They notified me and when I corrected my address I got $62.72 back in the mail for living less than 10 miles from work. Also, I do the two payment method. I get to earn interest on it and it only cost $2 to process the two payments which are spaced out pretty far apart. Single Ma,

Recently had a similar situation with Geico. I forgot to notify them that I moved and they got the post office notice. They notified me and when I corrected my address I got $62.72 back in the mail for living less than 10 miles from work. Also, I do the two payment method. I get to earn interest on it and it only cost $2 to process the two payments which are spaced out pretty far apart.

]]> By: amaranta http://fabulousfinancials.com/2007/12/my-emergency-fund-saves-me-money-too.html#comment-6756 amaranta Tue, 04 Dec 2007 22:50:00 +0000 http://fabulousfinancials.com/2007/12/04/my-emergency-fund-saves-me-money-too.html#comment-6756 yes, i agree with you totally about the use of EF vs. having a low deductible. i have a low one right now because my EF is low and I wouldn't be able to cover an accident out of pocket. i love geico too! yes, i agree with you totally about the use of EF vs. having a low deductible. i have a low one right now because my EF is low and I wouldn’t be able to cover an accident out of pocket. i love geico too!

]]> By: Debt Hater http://fabulousfinancials.com/2007/12/my-emergency-fund-saves-me-money-too.html#comment-6755 Debt Hater Tue, 04 Dec 2007 22:45:00 +0000 http://fabulousfinancials.com/2007/12/04/my-emergency-fund-saves-me-money-too.html#comment-6755 I agree with you. Little avings add up just as much as little expenses, and we know how those can be killer! I agree with you. Little avings add up just as much as little expenses, and we know how those can be killer!

]]> By: Single Ma... http://fabulousfinancials.com/2007/12/my-emergency-fund-saves-me-money-too.html#comment-6754 Single Ma... Tue, 04 Dec 2007 22:12:00 +0000 http://fabulousfinancials.com/2007/12/04/my-emergency-fund-saves-me-money-too.html#comment-6754 Well stop talking in code and spill the beans! Well stop talking in code and spill the beans!

]]> By: Moneymonk http://fabulousfinancials.com/2007/12/my-emergency-fund-saves-me-money-too.html#comment-6753 Moneymonk Tue, 04 Dec 2007 20:16:00 +0000 http://fabulousfinancials.com/2007/12/04/my-emergency-fund-saves-me-money-too.html#comment-6753 yeah.....LOL yeah…..LOL

]]> By: Single Ma... http://fabulousfinancials.com/2007/12/my-emergency-fund-saves-me-money-too.html#comment-6751 Single Ma... Tue, 04 Dec 2007 18:05:00 +0000 http://fabulousfinancials.com/2007/12/04/my-emergency-fund-saves-me-money-too.html#comment-6751 @ ntbeach - I could pay the 6 mos premium in full, but I don't want to tie up the cash. I could also take the 6 mos premium out of my emergency (already saved), but I don't want to do that. Building a separate savings account will tie up even more cash, which I don't want either. I have considered changing from a 6 mos plan to a 4 mos plan, reducing it to $4.<br/><br/>@ moneymonk - Problem with deductibles? @ ntbeach - I could pay the 6 mos premium in full, but I don’t want to tie up the cash. I could also take the 6 mos premium out of my emergency (already saved), but I don’t want to do that. Building a separate savings account will tie up even more cash, which I don’t want either. I have considered changing from a 6 mos plan to a 4 mos plan, reducing it to $4.

@ moneymonk - Problem with deductibles?

]]> By: Sugar http://fabulousfinancials.com/2007/12/my-emergency-fund-saves-me-money-too.html#comment-6747 Sugar Tue, 04 Dec 2007 16:44:00 +0000 http://fabulousfinancials.com/2007/12/04/my-emergency-fund-saves-me-money-too.html#comment-6747 You know, that's how I feel about my federal taxes. I get most of my cash from them upfront. I see people running around talking about those big refund checks they are getting and I think to myself, "They aren't giving you anything. That's money you earned and let THEM borrow and now they are just now getting around to giving it back to you...which you had to do all of this paperwork to get!" And, did you hear that they (IRS) might have some problems making good on repaying folks next year??? LMAO<br/><br/>I always owe them a little each tax year and I don't care one bit. I'd prefer to do that paperwork because I owe them than because they owe me. www.sugarnspice.typepad.com You know, that’s how I feel about my federal taxes. I get most of my cash from them upfront. I see people running around talking about those big refund checks they are getting and I think to myself, “They aren’t giving you anything. That’s money you earned and let THEM borrow and now they are just now getting around to giving it back to you…which you had to do all of this paperwork to get!” And, did you hear that they (IRS) might have some problems making good on repaying folks next year??? LMAO

I always owe them a little each tax year and I don’t care one bit. I’d prefer to do that paperwork because I owe them than because they owe me. http://www.sugarnspice.typepad.com

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