Special Announcement
I’M YELLING FROM THE MOUNTAIN TOP!!
It is official!!!
As of 9 November 2007, Single Ma is now:

No more student loans.

Twenty-one cents of interest compounded before the online payment posted. The website will not allow a payment of less than $1 and I refuse to buy a $0.41 stamp to mail a check for $0.21. According to Sallie Mae, it will be adjusted next week but I’ll keep my eye on it though.
When I receive the official payoff letter in the mail, I’m going to buy my first bottle of Clos du Bois Merlot. LOL!
No car loan.
No personal loans.
No revolving credit card balances.
No consumer debt AT ALL!!
FULL DISCLOSURE:
I have mortgage debt on rental property that generates passive income.
Over $25,000 of debt paid off in 1 year and 5 months. A long road, but I’M FINALLY FREE! And it feels so damn good!!
Special shout out to Ms Jayy for leaving one of the most interesting comments in the history of my blog:
Ladies & Gentleman,
Please keep your hands inside the vehicle as we round the curve of “Hot-dayumn-no-mo-debt” and head up the hill to “Fabulously Financially Free”. Please make sure your trays have been put away and your seats are in the upright position. And as always, thank you for traveling “Single Ma ain’t no joke” Debt Express…
Management
HA HA HA y’all better watch out there now!! LOL
~*~*~*~*~*~
Work to achieve, not to acquire.
And as always, BE FABULOUS!
Work to achieve, not to acquire.
And as always, BE FABULOUS!

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Have been reading your blog for a while and I am a big fan. I just wanted to send my congrats and say that I am so proud of you. I can’t wait to be where you are one day.
Woo Hoo! Doing the “Single Ma kicks Debt to the curb” dance up here in Boston. Congratulations!
Congrats! That’s my only debt too. At first I was planning to pay it off over the long-haul since the interest is so low, but I’m going to send extra towards it to get rid of it quicker.
Congrats again!
Omg! Good for you!! Congratulations
I’m sure the rest of us are jealous (I know I am!) but here’s yet another person who proves it CAN be done.
Gold star, SM
O.M.G. Wow! Good for you! I guess I could see it coming, but never really recognized what that meant. Wow. Debt free! You go girl!
Yay!!! Congrats - I’ll be in touch 12 months from now when I’m doing the same dance … you rock!
I heard that! Congratulations indeed!
You Rock Girl!! I am doing my happy dance for you right now! WOOO HOOOO!! CONGRATULATIONS!!!!
Awesome! Congratulations!
I AM OH SO PROUD OF YOU!!!!
Congratulations! Very happy for you!
Clos de Bois is a good choice
i KNOW you must feel great!
CONGRATULATIONS!
*wiping a tear away*
You know you my SHERO right?!!
So proud of you.
I emailed you those adoption papers. No rush on them :-D.
You are an inspiration to me. You got this done while living in a HCOLA, owning a home and parenting. You’re an amazing example of what drive and a plan can get done.
Congratulations! I’m getting there, slowly but surely. Doesn’t it feel good!
That’s awesome! I just happened upon your site and look forward to reading more about you!
congrats to you!
Good for you. Really excellent progress…just goes to show what planning and determination can do.
CONGRATS CHICA!!!! Whew.. I KNOW that is a relief!!!
I can’t WAIT to get there!!!
Awesome! Good Luck for a future that is definitely brighter!
Yeaaaah Single Ma!!! You rock!
you should pay them the $1 and have them mail you a check for the difference
that way they have to pay for the stamp!
@ amaranta - LOL good idea! If the balance isn’t zero by COB Tuesday, that’s exactly what I’m going to do.
What I don’t need is interest accruing on 21 cents. *smh*
Congratulations Single Ma!!!!
This my first comment to a blog ever. I have been reading yours all year. Your achievement inspired me to post and say CONGRATS.
Congratulations on your inspirational acheivement!!
Congratulations!!!
I am late on the bandwagon, but we can run and get a bottle of Clos Du Bois to celebrate, kick of our shoes and dance around your apartment! (I hope you did this!)
Amen! Dave Ramsey would be proud! Just out blog walking and stumbled across your blog. Love it!! I am a huge Dave Ramsey fan and I am currently working on my own debt free.
Congraluations, your accomplishment is very inspiring. It makes me feel like I can pay off my 46K in 3 years or less student loans before I’m too old to enjoy being debt free!
“Don’t stop! Get it! Get it!!” Yes, I know I’m late but dont’t ACK like you ain’t still dancing. Shoot, I’m still dancing fo’ ya and I GOTS bills. LOL
YOU ROCK!!
PS…Dimple? *sigh* I done tol’ you befo’…da line is BEHIND me. Plus I’m hand delivering my paperwork.
WOW! So it really IS possible! Congratulations!!!
Wow! Congratulations! Doesn’t it feel good to not owe anybody Jack!! Are you going to buy more real estate or put more towards retirement? Say age 55?? LOL!
My belated, but very hearty, congratulations. That is fantastic!
Whoa now!!!
Pop the champagne! I will be there hpoefully in 2008
Wow, you are a true inspiration. I hope to join you next year!
Sincerest, warmest, heartiest, most FABULOUS congratulations to you!!
Meadow
Did you mention this before? But what was your consolidated or original unconsolidated student loan interest rates?
-Raymond
All were less than 5%.
Congratulations!
I hope I can do this too!
I’m late, I know, but CONGRATULATIONS, Single Ma!
Congrats on no consumer debt! We just paid off my wife’s private school loan and it feels great. I can only imagine how you feel!
I will be debt free in June 2008!!!
Over $25,000 paid off in 3 years and 4 months.
I’m very impressed you could do it in a little over a year.
Credit card free for 3 years!!!
I only recently found your blog. Congratulations on your debt-free status! It’s hard to describe how great it feels to owe nothing to anyone.