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	<title>Comments on: Friday’s Fabulous Financial</title>
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	<link>http://fabulousfinancials.com/2006/03/fridays-fabulous-financial-car.html</link>
	<description>The journey of a fabulous single mom pursuing financial independence</description>
	<pubDate>Fri, 21 Nov 2008 05:29:41 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.6</generator>
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		<title>By: Fabulous Financials &#187; The Effect of Unexpected Expenses</title>
		<link>http://fabulousfinancials.com/2006/03/fridays-fabulous-financial-car.html#comment-12133</link>
		<dc:creator>Fabulous Financials &#187; The Effect of Unexpected Expenses</dc:creator>
		<pubDate>Tue, 15 Apr 2008 12:30:41 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2006/03/24/friday%e2%80%99s-fabulous-financial.html#comment-12133</guid>
		<description>[...] baby, Honda Love, tried to give me grief this past weekend. She decided to test my patience with a warning light at [...]</description>
		<content:encoded><![CDATA[<p>[...] baby, Honda Love, tried to give me grief this past weekend. She decided to test my patience with a warning light at [...]</p>
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		<title>By: Fabulous Financials &#187; My Tire Buying Experience - Part I</title>
		<link>http://fabulousfinancials.com/2006/03/fridays-fabulous-financial-car.html#comment-9059</link>
		<dc:creator>Fabulous Financials &#187; My Tire Buying Experience - Part I</dc:creator>
		<pubDate>Mon, 25 Feb 2008 20:13:34 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2006/03/24/friday%e2%80%99s-fabulous-financial.html#comment-9059</guid>
		<description>[...] my car buying experience was received well on the blog, I thought it would be cool to share my tire buying experience as [...]</description>
		<content:encoded><![CDATA[<p>[...] my car buying experience was received well on the blog, I thought it would be cool to share my tire buying experience as [...]</p>
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		<title>By: Anonymous</title>
		<link>http://fabulousfinancials.com/2006/03/fridays-fabulous-financial-car.html#comment-6628</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Tue, 27 Nov 2007 16:35:00 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2006/03/24/friday%e2%80%99s-fabulous-financial.html#comment-6628</guid>
		<description>I know I'm so late reading this post...but I promise when I go to look for a car......I will be taking your post with me and doing all the research before hand..love the post.......Lynn</description>
		<content:encoded><![CDATA[<p>I know I&#8217;m so late reading this post&#8230;but I promise when I go to look for a car&#8230;&#8230;I will be taking your post with me and doing all the research before hand..love the post&#8230;&#8230;.Lynn</p>
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		<title>By: Single Ma</title>
		<link>http://fabulousfinancials.com/2006/03/fridays-fabulous-financial-car.html#comment-2908</link>
		<dc:creator>Single Ma</dc:creator>
		<pubDate>Tue, 28 Nov 2006 03:26:00 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2006/03/24/friday%e2%80%99s-fabulous-financial.html#comment-2908</guid>
		<description>amaranta - if the dealer is firm on price, consider other trade offs.  What else do you want that may be equivalent to $300?&lt;br/&gt;&lt;br/&gt;If you really want the car, don't walk away from $300.  Get creative.  Do more research.  Put more details on the table.  Are you able to do a cash purchase?  Money talks.  Find another angle but stay focused on the TOTAL VALUE.  Price is just one aspect of negotiating.&lt;br/&gt;&lt;br/&gt;You can do it!</description>
		<content:encoded><![CDATA[<p>amaranta - if the dealer is firm on price, consider other trade offs.  What else do you want that may be equivalent to $300?</p>
<p>If you really want the car, don&#8217;t walk away from $300.  Get creative.  Do more research.  Put more details on the table.  Are you able to do a cash purchase?  Money talks.  Find another angle but stay focused on the TOTAL VALUE.  Price is just one aspect of negotiating.</p>
<p>You can do it!</p>
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		<title>By: Amaranta</title>
		<link>http://fabulousfinancials.com/2006/03/fridays-fabulous-financial-car.html#comment-2907</link>
		<dc:creator>Amaranta</dc:creator>
		<pubDate>Tue, 28 Nov 2006 03:16:00 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2006/03/24/friday%e2%80%99s-fabulous-financial.html#comment-2907</guid>
		<description>ahhh i read your post but now i am dying because the used car I REALLY REALLY want is only $300 more than the KBB value... and i want them to go down more. i wish i was better at negotiating! but live and learn i guess</description>
		<content:encoded><![CDATA[<p>ahhh i read your post but now i am dying because the used car I REALLY REALLY want is only $300 more than the KBB value&#8230; and i want them to go down more. i wish i was better at negotiating! but live and learn i guess</p>
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		<title>By: Monica H</title>
		<link>http://fabulousfinancials.com/2006/03/fridays-fabulous-financial-car.html#comment-2798</link>
		<dc:creator>Monica H</dc:creator>
		<pubDate>Thu, 16 Nov 2006 03:33:00 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2006/03/24/friday%e2%80%99s-fabulous-financial.html#comment-2798</guid>
		<description>WOW, i'm saving this to use when i start my purchasing journey for my G35 that i've been wanting for sooooo long.&lt;br/&gt;&lt;br/&gt;great idea regarding the internet sales.</description>
		<content:encoded><![CDATA[<p>WOW, i&#8217;m saving this to use when i start my purchasing journey for my G35 that i&#8217;ve been wanting for sooooo long.</p>
<p>great idea regarding the internet sales.</p>
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		<title>By: Casper</title>
		<link>http://fabulousfinancials.com/2006/03/fridays-fabulous-financial-car.html#comment-1179</link>
		<dc:creator>Casper</dc:creator>
		<pubDate>Sat, 01 Jul 2006 14:23:00 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2006/03/24/friday%e2%80%99s-fabulous-financial.html#comment-1179</guid>
		<description>Single Ma, I thought I was the queen of bargaining. I have to humbly bow to you in my best peasant manners.&lt;br/&gt;&lt;br/&gt;You give me hope to accomplish even more than I have down on my 5 and 10 year plans.&lt;br/&gt;&lt;br/&gt;I will say this. At 36 years of age, it is a good thing I moved to a new town. I have worn out my welcome at every other car lot in 2 counties. I refuse to be taken for an obviouse ride and will confront them on shady tricks. With your post I can polish up my act and get an even better bargain.&lt;br/&gt;&lt;br/&gt;My last car purchase was a used vehicle. I prayed for assistance and God's will before and during the hunt. Through divine intervention ( one time work assignment) I ended up at a lot that had the exact car I was looking for down to the shade of paint ( THANK YOU God). I had previously run the car through KBB and was not willing to pay more than $5000 ( private sale). I NEEDED the second car for work as I drove a two seater sports car and worked with foster children, often sibling groups. I was not willing to give up my job and did not want to give up my sports car.&lt;br/&gt;&lt;br/&gt;They had just received it as a trade in and were going to send it to a used car dealer ( I suspect just an auction). &lt;br/&gt;They had ripped the person trading it in off and I knew they probaly gave a trade in of less than $500. That and the fact they had worked that right back into the price of the new car so they had the car for essentially free. Yet this was the car I wanted for functionality and gas mileage (35 mpg). &lt;br/&gt;&lt;br/&gt;It was right at closing when I happened by this dealer and I was out of town. I cut all the chase with them and refused to talk anything but cash out the door price. They knew I was from out of town, would not be back and I was serious. Can you believe I got a car I was willing to pay $5000 for at a steal for only $2350 out the door. &lt;br/&gt;&lt;br/&gt;I even had them back the taxes into the price and I refused to pay the $125 documentation fee. And I quote, " There is a lady in the back who gets paid the same whether she fills out my documentation or not. Do you want to sell the car?" &lt;br/&gt;&lt;br/&gt;They tried balking that it was killing their profit on all the concessions. I let them know I was wise to the trade in at no real cost to them deal. Again, I quote, " You probably gave them $500 trade in on a new car. I know they paid the $500 in the price of the new car. You were going to sell this car to a dealer or send it to auction. Either way you would not have got the full $2350 wholesale price you quoted me. To get them to buy it you would have given them a discount. Right here you have a cash done deal. You get a great profit on the car and I get a great price on a car to serve foster kids. We all win. Do we have a sale?" All the manager could do was blink, look at the salesman and say," Do it." I gave prayers of thanks all the way home. and picked it up that weekend. They must have been either very nice or impressed with me because the car had been detailed within an inch of it's life. ( it was sitting dirty, inside and out, behind the dealership in a fenced in area for cars that were not new enough for their used car section)&lt;br/&gt;&lt;br/&gt;Now when it comes to my next car purchase for a more stylish personal car, I doubt I could have done the same deal. Armed with your post, I think I can get closer.&lt;br/&gt;Thanks Single Ma- You are fabulous!!</description>
		<content:encoded><![CDATA[<p>Single Ma, I thought I was the queen of bargaining. I have to humbly bow to you in my best peasant manners.</p>
<p>You give me hope to accomplish even more than I have down on my 5 and 10 year plans.</p>
<p>I will say this. At 36 years of age, it is a good thing I moved to a new town. I have worn out my welcome at every other car lot in 2 counties. I refuse to be taken for an obviouse ride and will confront them on shady tricks. With your post I can polish up my act and get an even better bargain.</p>
<p>My last car purchase was a used vehicle. I prayed for assistance and God&#8217;s will before and during the hunt. Through divine intervention ( one time work assignment) I ended up at a lot that had the exact car I was looking for down to the shade of paint ( THANK YOU God). I had previously run the car through KBB and was not willing to pay more than $5000 ( private sale). I NEEDED the second car for work as I drove a two seater sports car and worked with foster children, often sibling groups. I was not willing to give up my job and did not want to give up my sports car.</p>
<p>They had just received it as a trade in and were going to send it to a used car dealer ( I suspect just an auction). <br />They had ripped the person trading it in off and I knew they probaly gave a trade in of less than $500. That and the fact they had worked that right back into the price of the new car so they had the car for essentially free. Yet this was the car I wanted for functionality and gas mileage (35 mpg). </p>
<p>It was right at closing when I happened by this dealer and I was out of town. I cut all the chase with them and refused to talk anything but cash out the door price. They knew I was from out of town, would not be back and I was serious. Can you believe I got a car I was willing to pay $5000 for at a steal for only $2350 out the door. </p>
<p>I even had them back the taxes into the price and I refused to pay the $125 documentation fee. And I quote, &#8221; There is a lady in the back who gets paid the same whether she fills out my documentation or not. Do you want to sell the car?&#8221; </p>
<p>They tried balking that it was killing their profit on all the concessions. I let them know I was wise to the trade in at no real cost to them deal. Again, I quote, &#8221; You probably gave them $500 trade in on a new car. I know they paid the $500 in the price of the new car. You were going to sell this car to a dealer or send it to auction. Either way you would not have got the full $2350 wholesale price you quoted me. To get them to buy it you would have given them a discount. Right here you have a cash done deal. You get a great profit on the car and I get a great price on a car to serve foster kids. We all win. Do we have a sale?&#8221; All the manager could do was blink, look at the salesman and say,&#8221; Do it.&#8221; I gave prayers of thanks all the way home. and picked it up that weekend. They must have been either very nice or impressed with me because the car had been detailed within an inch of it&#8217;s life. ( it was sitting dirty, inside and out, behind the dealership in a fenced in area for cars that were not new enough for their used car section)</p>
<p>Now when it comes to my next car purchase for a more stylish personal car, I doubt I could have done the same deal. Armed with your post, I think I can get closer.<br />Thanks Single Ma- You are fabulous!!</p>
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		<title>By: Anonymous</title>
		<link>http://fabulousfinancials.com/2006/03/fridays-fabulous-financial-car.html#comment-501</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Thu, 30 Mar 2006 18:46:00 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2006/03/24/friday%e2%80%99s-fabulous-financial.html#comment-501</guid>
		<description>I never thought about them using your DL to run your credit. thanks for the tip!</description>
		<content:encoded><![CDATA[<p>I never thought about them using your DL to run your credit. thanks for the tip!</p>
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		<title>By: Single Ma</title>
		<link>http://fabulousfinancials.com/2006/03/fridays-fabulous-financial-car.html#comment-451</link>
		<dc:creator>Single Ma</dc:creator>
		<pubDate>Mon, 27 Mar 2006 13:44:00 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2006/03/24/friday%e2%80%99s-fabulous-financial.html#comment-451</guid>
		<description>&lt;b&gt;cocoa&lt;/b&gt; Girl, if I lived in NY, I wouldn't own a car either.  I hope this post helps you when you're ready.&lt;br/&gt;&lt;br/&gt;&lt;b&gt;l britt&lt;/b&gt; I'm glad you found it useful.  Some things are the same when buying a house, but the options are limited if you have your heart set on a specific home, then you have to be more flexible.  However, if your credit scores are top notch and your finances look good on paper, then you can apply the same techniques when searching for a mortgage.&lt;br/&gt;&lt;br/&gt;&lt;b&gt;calgirl&lt;/b&gt; Thanks!  I agree, you're negotiation strategy for a car and a house is different because of the limited inventory.&lt;br/&gt;&lt;br/&gt;&lt;b&gt;debt hater&lt;/b&gt; Welcome!  I'm glad you decided to stop by.  Enjoy Ms. Nina but you know better for the next time, right? ;-)&lt;br/&gt;&lt;br/&gt;&lt;b&gt;ira&lt;/b&gt; Ooooh I would hate that!  All of your work wasn't in vain if you negotiated a good sales price for them.  Selling your own car is a better option.  I wish I would have done that.&lt;br/&gt;&lt;br/&gt;&lt;b&gt;jlp&lt;/b&gt; You are so right.  Dealer financing will try to throw in everything but the kitchen sink.  Don't laugh when I say this, but I was up in the sales office with my laptop crunching numbers.  The guy was lookin at me like I was a fool...especially when I cleared his desk to make room for my computer.  He was like "WTF!"  I said, sorry dude, I'm checking your numbers. LMAO!&lt;br/&gt;&lt;br/&gt;&lt;b&gt;miss ahmad&lt;/b&gt; A home is more important than a car.  Hopefully I'll be in mine next month.  I've found that the same negotiation skills apply when searching for a mortgage.  Whenever you get ready to do either, I wish you luck.  Do ya thang sis!</description>
		<content:encoded><![CDATA[<p><b>cocoa</b> Girl, if I lived in NY, I wouldn&#8217;t own a car either.  I hope this post helps you when you&#8217;re ready.</p>
<p><b>l britt</b> I&#8217;m glad you found it useful.  Some things are the same when buying a house, but the options are limited if you have your heart set on a specific home, then you have to be more flexible.  However, if your credit scores are top notch and your finances look good on paper, then you can apply the same techniques when searching for a mortgage.</p>
<p><b>calgirl</b> Thanks!  I agree, you&#8217;re negotiation strategy for a car and a house is different because of the limited inventory.</p>
<p><b>debt hater</b> Welcome!  I&#8217;m glad you decided to stop by.  Enjoy Ms. Nina but you know better for the next time, right? <img src='http://fabulousfinancials.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
<p><b>ira</b> Ooooh I would hate that!  All of your work wasn&#8217;t in vain if you negotiated a good sales price for them.  Selling your own car is a better option.  I wish I would have done that.</p>
<p><b>jlp</b> You are so right.  Dealer financing will try to throw in everything but the kitchen sink.  Don&#8217;t laugh when I say this, but I was up in the sales office with my laptop crunching numbers.  The guy was lookin at me like I was a fool&#8230;especially when I cleared his desk to make room for my computer.  He was like &#8220;WTF!&#8221;  I said, sorry dude, I&#8217;m checking your numbers. LMAO!</p>
<p><b>miss ahmad</b> A home is more important than a car.  Hopefully I&#8217;ll be in mine next month.  I&#8217;ve found that the same negotiation skills apply when searching for a mortgage.  Whenever you get ready to do either, I wish you luck.  Do ya thang sis!</p>
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		<title>By: Miss Ahmad</title>
		<link>http://fabulousfinancials.com/2006/03/fridays-fabulous-financial-car.html#comment-450</link>
		<dc:creator>Miss Ahmad</dc:creator>
		<pubDate>Mon, 27 Mar 2006 02:21:00 +0000</pubDate>
		<guid isPermaLink="false">http://fabulousfinancials.com/2006/03/24/friday%e2%80%99s-fabulous-financial.html#comment-450</guid>
		<description>hail to my sister in finance...i went car shopping over the holidays, only to decide that I am too cheap to buy a car right now, but i wanted the practice. &lt;br/&gt;&lt;br/&gt;using your methods and more i talked the sales guy down approximately 6 grand on my car!&lt;br/&gt;&lt;br/&gt;it was a wonderful feeling, but since I don't really need a car, but need to purchase a house I decided to wait!</description>
		<content:encoded><![CDATA[<p>hail to my sister in finance&#8230;i went car shopping over the holidays, only to decide that I am too cheap to buy a car right now, but i wanted the practice. </p>
<p>using your methods and more i talked the sales guy down approximately 6 grand on my car!</p>
<p>it was a wonderful feeling, but since I don&#8217;t really need a car, but need to purchase a house I decided to wait!</p>
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